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Terms and Condition

Last Updated: March 2026


1. Introduction

Banigig (“Banigig”, “we”, “us”, or “our”) respects your privacy and is committed to protecting the personal data of its users.

This Privacy Policy (“Policy”) explains how Banigig collects, uses, stores, shares, transfers, and protects personal data when you access or use:

  • the website www.banigig.com
  • any related websites, mobile applications, APIs, tools, and services
  • (collectively, the “Platform”).

This Policy applies to:

  • Buyers
  • Sellers
  • Visitors
  • Affiliates, influencers, collaborators
  • Business partners interacting with Banigig

By accessing or using the Platform, you acknowledge that you have read and understood this Policy and agree to the practices described herein.

If you do not agree with this Policy, you must not use the Platform.


2. Data Controller

For the purposes of applicable data protection laws, including the EU General Data Protection Regulation (GDPR), Banigig acts as a Data Controller with respect to personal data collected through the Platform.

Banigig operates through affiliated legal entities, including but not limited to:

  • Banigig International Ltd.
  • Banigig Inc.
  • Other affiliated entities as applicable

References to “Banigig” include all such entities unless stated otherwise.


3. Scope of This Policy

This Policy applies solely to personal data collected by Banigig through the Platform.

It does not apply to:

  • Third-party websites
  • Payment processors
  • External services linked from the Platform
  • Social networks or integrations not operated by Banigig

We encourage you to review the privacy policies of any third-party services you interact with.


4. Information We Collect

4.1 Information You Provide Directly

We may collect personal data that you provide to us, including:

  • Full name
  • Username
  • Email address
  • Password (hashed)
  • Profile information
  • Profile photos, portfolios, and descriptions
  • Billing and payment information
  • Physical address
  • Telephone number
  • Date of birth (where legally required)
  • Government-issued identification (for identity verification, where permitted)
  • Tax or compliance information (where required by law)
  • Communications with Banigig or other users
  • Content you upload or publish on the Platform (UGC)

4.2 Information Collected Automatically

When you access or use the Platform, we automatically collect certain technical and usage information, including:

  • IP address
  • Device identifiers
  • Browser type and version
  • Operating system
  • Referring URLs
  • Pages viewed
  • Time spent on pages
  • Clickstream data
  • Log files
  • Approximate geolocation data
  • Cookies and similar technologies

4.3 Information from Third Parties

We may receive information about you from third parties, including:

  • Payment service providers
  • Identity verification providers
  • Fraud prevention services
  • Analytics providers
  • Advertising partners
  • Social media platforms (when you connect accounts)
  • Referral partners
  • Public databases and data aggregators (where permitted by law)


5. Legal Bases for Processing (GDPR)

Where applicable, Banigig processes personal data under the following legal bases:

  • Consent – where you have given explicit consent
  • Contractual necessity – to provide requested services
  • Legal obligation – compliance with applicable laws
  • Legitimate interests – to operate, improve, and secure the Platform


6. How We Use Your Information

We use personal data for the following purposes:

  • To create and manage user accounts
  • To provide marketplace services
  • To process payments and withdrawals
  • To verify identities and prevent fraud
  • To enable communication between users
  • To provide customer support
  • To enforce Terms of Service
  • To personalize user experience
  • To recommend services and content
  • To conduct analytics and research
  • To improve Platform performance
  • To comply with legal obligations
  • To send service-related notices
  • To send marketing communications (subject to consent)
  • To protect users, Banigig, and the public


7. Automated Decision-Making & Profiling

Banigig may use automated systems to:

  • Rank search results
  • Recommend services or users
  • Detect fraudulent or abusive behavior
  • Monitor marketplace integrity

These automated processes do not produce legal or similarly significant effects without appropriate safeguards or human review where required by law.


8. Direct Marketing

We may send marketing communications via:

  • Email
  • SMS
  • In-platform notifications
  • Targeted advertising

You may opt out at any time by:

  • Using unsubscribe links
  • Updating account settings
  • Contacting us directly


9. Cookies & Tracking Technologies

Banigig uses cookies and similar technologies, including:

  • Strictly Necessary Cookies
  • Functional Cookies
  • Analytics Cookies
  • Marketing Cookies

You may manage or withdraw cookie consent at any time through cookie settings or browser controls.

Blocking cookies may impact Platform functionality.


10. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes described in this Policy, including:

  • Active account duration
  • Legal and regulatory requirements
  • Fraud prevention
  • Dispute resolution
  • Accounting and tax obligations

Retention periods vary depending on data type and legal requirements.


11. Sharing Personal Data

We do not sell personal data.

We may share personal data with:

  • Payment processors
  • Cloud service providers
  • IT and hosting providers
  • Analytics providers
  • Customer support tools
  • Fraud detection services
  • Law enforcement or authorities (where legally required)
  • Professional advisers
  • Potential buyers in corporate transactions

All third parties are required to protect data and use it only for authorized purposes.


12. International Data Transfers

Personal data may be transferred to and processed in countries outside your jurisdiction, including the United States, EU member states, and other regions.

Where required, we implement safeguards such as:

  • Standard Contractual Clauses (SCCs)
  • Adequacy decisions
  • Equivalent legal mechanisms


13. Children’s Privacy

The Platform is not intended for children under the age required by applicable law (13 or 16 depending on jurisdiction).

We do not knowingly collect personal data from children.


14. Your Rights

Depending on your location, you may have rights including:

  • Access
  • Rectification
  • Erasure
  • Restriction
  • Objection
  • Data portability
  • Withdrawal of consent
  • Complaint to supervisory authority

Requests may be submitted via privacy@banigig.com

.

15. CCPA / CPRA (California Residents)

California residents have the right to:

  • Know what data is collected
  • Request deletion
  • Opt out of sale or sharing
  • Non-discrimination

Banigig does not sell or share personal information as defined under CCPA/CPRA.


16. UAE PDPL

Where applicable, Banigig processes personal data in accordance with UAE Federal Decree-Law No. 45 of 2021 and its regulations.


17. Security Measures

We implement technical and organizational measures to protect personal data, including:

  • Encryption
  • Access controls
  • Secure servers
  • PCI-DSS compliance (payments)
  • Internal data protection policies

No system is completely secure; use is at your own risk.


18. Business Transfers

In the event of a merger, acquisition, sale, or restructuring, personal data may be transferred as part of the transaction.


19. Updates to This Policy

We may update this Policy from time to time.

Changes will be posted on the Platform and take effect as of the stated “Last Updated” date.


20. Contact Information

📧 privacy@banigig.com

📧 legal@banigig.com


21. Language

This Policy is written in English. In case of translation discrepancies, the English version shall prevail.